The Smart Option Student Loan® by Ball State SallieMae Student Loans for Ball State University Students in Muncie, IN FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1
  • Multiple repayment options

Learn which loan is right for you

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop Inc. is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.


© 2023 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

Ball State Sallie Mae Student Loans

The SallieMae Smart Option Student Loan is an ideal financial solution for Ball State students at Ball State University who need assistance in paying for their education. Here are the primary ways in which this loan can support them:

1. Covering Education Expenses: This loan allows students to borrow money to cover their education-related expenses such as tuition fees, books, and living expenses. It provides an affordable way to meet the financial requirements without disturbing their routine expenses or budget.

2. Customizable repayment plans: The SallieMae Smart Option Student Loan enables students to customize their loan payment plans according to their needs and preferences. This loan offers various repayment options, from making interest-only payments while in school to deferring payments until after graduation.

3. Competitive interest rates: This student loan comes with competitive fixed or variable interest rates to suit the student's budget. It ensures that the loan repayment terms are manageable and affordable over the loan's lifetime.

4. No origination fees: Unlike many other student loans, the SallieMae Smart Option Student Loan has no origination fees, which means that students can borrow more money without increasing their overall loan burden. It makes the loan more affordable and provides students with adequate financial security.

5. Co-Signer release: Students who apply and qualify for this loan can apply for cosigner release after making fixed payments for 12 months consecutively. This is helpful for those students who have a cosigner and want to release the cosigner sooner.

Overall, the SallieMae Smart Option Student Loan is an excellent option for Ball State students at Ball State University looking for financial assistance. It's easy to apply online, and the loan funds can be disbursed quickly, allowing students to focus on their studies and worry less about paying their tuition fees on time.
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